Women are more responsible drivers than men, and this is not just a myth, but a fact proven by recent insurance rates data.
Of course, this doesn't mean they are guaranteed low rates with the first quote they get. It is very important to shop around in order to find the best deals.
Men may like to think they have the upper hand, but when it comes to car insurance goes, they simnply do not.. Men are in fact often paying more for their car insurance than women
Why should women pay less for car insurance?
Officials reports suggest that women are lower risk drivers than men. Apparently, women are far more likely to obey traffic codes, drive responsibly and comply with their auto insurance requirements.
Men tend to be more dangerous drivers. Women, on the other hand, are unlikely to break the law intentionally. It is much less likely for a women to jump a red light or overtake dangerously.
Are women considered to be safer drivers?
Statistics show that yes, women are safer drivers than men. There are 2 main reasons for that, women are normally more observant and responsible. Road signs and other drivers behaviour, are things women pay more attention to. Naturally, being more observant helps women avoid traffic accidents. Statistics have shown men are the cause of accidents more frequently than women by more than 50%.
Most women are by nature very protective. Often, women drive their kids to school in the morning. The most important thing for them is the safety of their kid, and this makes them more careful.
Another thing women are very protective of, is their jobs. For many women it is hard to land the higher paid positions. Taking time off as a result of an accident may well jeopardise their position. It is obvious that being a careful driver is very important to most women, especially those who have a family and a career.
Things may well change in the future as more women pursue careers and there are more stay-at-home dads.. But for now, women have the right to demand cheaper car insurance rates.
Here are more articles on the subject:
cheap car insurance for women
women pay less for car insurance